Finance Info
Want to split your payments up to help finance your build? We’ve got you covered!
We currently have two options available to all of our UK customers, check out which option best suits your requirements below.
WHAT IS IT?
A traditional finance offering with various repayment options. Pay a deposit at the beginning of the term and then over the course of the loan period, monthly payments are made according to the agreed repayment plan.
WHAT RATES ARE OFFERED?
All Omni Capital Retail Finance options are subject to a minimum 10% deposit. Loan options and their respective interest rates have been changing rapidly inline with the current base rates, so check the finance calculator for the live rates. The current options available :
- 6 months interest free (0%) - Minimum spend £600
- 12 months (14.90%) - Minimum spend £280
- 24, 36 and 48 months (19.90%) - Minimum spend £280
6 Months Interest Free (0%) Representative Example:
Minimum Spend | Finance Option | 6 Payments Of | Deposit To Pay (10%) | Cash Price | Loan Amount |
---|---|---|---|---|---|
£600 | 6 Months Interest Free (0%) | £165 | £110.00 | £1,100.00 | £990.00 |
12 Months Interest Bearing (14.90%) Representative Example:
Minimum Spend | Finance Option | 12 Payments Of | Deposit To Pay (10%) | Cash Price | Loan Amount | Rate Of Interest (Fixed) | Cost Of Finance |
---|---|---|---|---|---|---|---|
£280 | 12 Months Interest Fixed (14.90%) | £193.89 | £239.97 | £2,399.74 | £2,159.77 | 14.90% APR | £166.90 |
WHO CAN APPLY?
Your application will be subject to a credit check using a recognised credit reference agency as part of our assessment process. Credit is subject to status, UK residents aged 18 years and over. For more information please visit http://www.omnicapitalretailfinance.co.uk/
HOW DO I APPLY?
Simply select Omni Capital Retail Finance as your payment option in the checkout, and you will be redirected to the Omni Capital Retail Finance website to complete your finance application. Upon acceptance of your application, you will then notified of the progress of your order.
CAN I HAVE MY ORDER SHIPPED TO SOMEWHERE ELSE?
Your order MUST be shipped to the same address verified by Omni Capital Retail Finance at the time of your order. Unfortunately, we cannot change the delivery address after the order has been placed.
Driftworks Ltd is acting as a credit broker offering finance products from Omni Capital Retail Finance Limited (or “a panel of lenders” if applicable). Driftworks Ltd is authorised and regulated by the Financial Conduct Authority, registration number 05278259 Address Unit 7 Tyseley Industrial Estate, Seeleys Road, Tyseley, Birmingham, B11 2LQ Credit is subject to status.
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